What nobody tells you about your UK money when you move to Australia
Plain-English answers for UK expats in Australia (and Aussies who worked in the UK) about the State Pension, UK pensions, ISAs and inheritance tax. Written by Pete, a Brit in Sydney who learnt most of this the hard way.
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UK State Pension
What it is, why you've already paid for it, and how to fill the gaps from Australia.
Worked in the UK? Start hereGuide coming soon
UK workplace and personal pensions
How the rules work for pensions you built up in the UK, now you live in Australia.
Get it in your inbox when it's outGuide coming soon
ISAs
How ISAs are treated once you live in Australia, where they're no longer tax-free.
Get it in your inbox when it's outGuide coming soon
UK inheritance tax
When UK inheritance tax can still reach you after you've moved to Australia.
Get it in your inbox when it's out
UK State Pension
What would you do with up to £12,500 a year extra in retirement?
That's roughly what the full UK State Pension pays, every year, for life (many people get less). If you worked in the UK, you've been paying for it through your National Insurance, and moving to Australia doesn't take it away.
You've left the British weather behind. Don't leave your State Pension out in the rain.
Aussie who worked in the UK? You might have a UK State Pension waiting.